Compensation is paid based on the extent of the injury, and a valuation can be placed
on the claim after a medical assessment, which your Solicitor will arrange for you.
It is also only awarded if you win the case ie, your Solicitor satisfies someone
(on the balance of probabilities) that you have an injury or disease caused by the
negligence of another.
There can often be a dispute about the extent of your injury, and when the Court
is asked to decide, a judge will consider recently decided cases and also the ‘Judicial
Studies Board Guidelines’. .
Your Solicitor will advise you about whether you will be entitled to:
General Damages. This is a compensation award for being caused the pain,
suffering and inconvenience of the injury and the way it affects your quality of
life.
Handicap on the Labour Market. This is if the damage makes it likely that
should you find yourself out of work that you would find it difficult to do the
same work. It recognises that you may have to re-train to do other work, or may
be less easily employable against someone of your experience but without the same
problem.
Special Damages. This is for the cost of any treatment or equipment recommended
by the expert consultant, and which the Court believes you would benefit from. For
example, in claims for Noise Induced Hearing Loss (NIHL) these regularly include
the purchase, maintenance and replacement costs for hearing aids, together with
any Tinnitus Management training.
Various factors can affect the speed of a settlement. Your Solicitor will only be
able to register your claim once you have completed your No Win No Fee paperwork
and the medical report is provided.
We will only refer your claim to APIL
accredited Solicitors because they are recognised as specialists in personal injury
and industrial disease claims. On that basis, your claim is likely to be completed
much more quickly. Remember that on a No Win No Fee basis, your Solicitor will recover
your legal fees after your claim has been won, so s/he has an interest in winning
quickly!
We are told that as a very rough rule of thumb, a small percentage of claims settle
within the first 3-6 months after the claim has been registered. About 70% of claims
are completed within 2 years of registration of the claim.
If you would like to see a summary of the protocols that may affect your claim, please click
here.
Once Court proceedings are issued, the Court sets its own timetable for management
of your case.
The Courts like to have most cases to be determined at a Trial, if not by negotiation,
within 12 months of proceedings being issued.
If your claim becomes part of a large action against the same employer, it can take
a long time to complete. These kind of actions have been known to take more than
5 years!
You will have to go for at least one medical assessment, and possibly a second.
This assessment usually comprises a medical examination, followed by an interview
with a consultant who will ask you about your work history, the onset of your symptoms
and how they affect you now.
If you do not have sufficient damage to warrant a claim, or if your symptoms are
attributable to something else, then you will be told at the initial assessment
and your claim will probably go no further.
Your Solicitor should always be available to help you with advice or to answer any
queries and should also write to you with updates at each key stage of your claim.
Most Solicitors will like you to complete a questionnaire at the beginning of their
investigations for you, and will probably want to talk to you about the details
of your exposure and your symptoms. Most will do this over the telephone, and most
will visit you at your home if you want.
According to the official court statistics not many claims where Court proceedings
are issued actually go to Trial. Statistically you are unlikely to have to turn
up and explain your claim to a Judge, but your Solicitor will advise you about that.
As a note of interest, the Court is promoting the increased use of mediation and
settlement negotiations now, to avoid as many cases going to Trial.
By law, the company that you worked for had to hold ‘Employers Liability Insurance’
for if an employee had an accident or was caused an injury that was the company’s
fault. As long as your Solicitor can identify that insurer then it doesn’t matter
that the company no longer exists. There are a variety of different official searches
that your Solicitor can use.
Your claim may be unsuccessful if the insurers cannot be traced.
Some people are worried about bringing a claim against their current employer because
they are worried about reprisals.
According to the Solicitors we refer our clients to, it is often the case that improvements
are made by the employer which prevent any further damage and improve working practices.
After all, it is their Employers’ Liability Insurers who will pay out any compensation!
Your Solicitor will be able to advise you about any employment issues if you need
any help.
Some types of means tested benefits can be affected by compensation. Your Solicitor
will be asked to advise you about setting up what is known as a Personal Injury
Trust as part of your claim. This is a way to keep your compensation out of that
assessment.
In fact, if you are diagnosed with an injury caused by work, then you may be able
to apply for an award of Industrial Injuries Disablement Benefit, which results
in a weekly or monthly payment. This is completely separate and in addition to your
compensation claim.